A smart way to score
life insurance risk.

At LifeScore Labs, we partner with life insurers to deliver a data-driven risk-scoring model that makes the underwriting process more efficient, and the results easier to interpret for both insurers and the consumers they serve.

Who is LifeScore Labs?

LifeScore Labs turns data into risk scoring that is efficient and understandable. Founded in 2017, LifeScore Labs is a wholly-owned insurtech subsidiary of Massachusetts Mutual Life Insurance Company (MassMutual).

Mission: An industry risk-scoring standard for insurers, reinsurers and consumers.

The LifeScore Labs Difference

As life insurers look to enhance underwriting platforms through expanded data science capabilities, the industry has seen a proliferation of risk scoring services emerge – many of which are limited by their access to reliable policy data. As a nimble team working with the support of a top life insurer, LifeScore Labs with its connection to MassMutual and their industry leading data science division provides a clear advantage for our life insurance partners – a proven risk scoring model that delivers measurable results.

What Our Partner Says

Swiss Re is committed to being at the forefront of improving the customer experience and closing the life insurance protection gap. We were therefore delighted that MassMutual asked us to partner together on LifeScore360, which is clearly a major evolution for life insurance underwriting and the consumer. We are excited to help other carriers unlock the combined power of risk selection and automation that LifeScore360 and Magnum can provide.

Neil Sprackling  |  President Swiss Re U.S. Life & Health